Loans help and resources
Credit
Scoring - How a creditor decides whether to grant credit.
1998 article from the Federal Trade Commission.
Predatory Lending
Sucks - In-depth article about predatory lenders and lending
practices by home mortgage companies. Includes links to resources
and news reports and 10 warning signs.
Tips
For Avoiding Advance-Fee Loan Scams - How to avoid loan scams,
from the Federal Trade Commission.
Bankrate.com
- Rates, articles, and other basic information about consumer
lending.
BankSITE
Consumer Guide - Provides information and self-qualification
tests for a variety of consumer lending products.
Cosigning
A Loan - 1997 article that describes risks and provides guidance
regarding co-borrowers, from the Federal Trade Commission.
Easy
Credit? Not So Fast - The truth about advance-fee loan scams,
where you pay first and get the loan later. 1999 article from
the Federal Trade Commission.
The
No-Equity Loan Trap - Article from SmartMoney.com about high
loan-to-value loans for homeowners.
Officials
call payday financing "loan sharking" - 1998 article from
Bankrate.com about abusive lenders that offer advances on paychecks.
Payday Loan Resource
- Information on finding reputable cash advance and payday loan
lenders as well as what to look for in a lender.
Payday
Loans = Costly Cash - Also called cash advance loans, check
advance loans, or deferred deposit check loans, these high interest
loans are usually expensive. 2000 article from the Federal Trade
Commission.
Steps
in availing a personal loan in the UK - Timesofmoney.com offers
detailed instructions on obtaining consumer financing.
Worse
than Loan-Sharking - Article from About.com regarding abuses
in the advance payday loans business.
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